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Social Security is perhaps the best benefit any of us will ever receive from the Federal government. It's also something that deserves your special attention to ensure you make the right choices and elections to maximize the monthly benefit for you and your spouse. Check out this article by the Ohio Society of CPAs which will provide some of the basic knowledge to help you begin your own planning.
If you would like to learn more about your social security benefits based upon your actual credits earned so far, use this link to access the Social Security Adminstration's web site which provides a Retirement Estimator and other helpful tools and articles.
Wondering what your future social security benefit might add up to? Use this link to create an account with the Social Security Administartion.
https://secure.ssa.gov/RIL/SiView.do
Want to understand the rules for how social security benfits are reduced if you continue to work after starting your monthly benefit? The link below should answer most of your questions.
https://faq.ssa.gov/link/portal/34011/34019/ArticleFolder/292/Working-While-Receiving-Benefits
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ph: 440-892-7791
fax: 440-374-7007
jpazdera